So you have got into university, something that probably isn’t top of your list is student bank accounts. The bank account you have now possibly isn’t the right option for you when in higher education as it will not have the necessary features required for you when in university. Like an overdraft or freebies that you wouldn’t get if you didn’t switch to a student account. Getting an overdraft is always a good option. Many student bank accounts offer 0% overdraft. Overdrafts can be scary to many but on occasions it may help your cash flow. Therefore, many banks do offer 0% overdraft, most students aim to get the biggest and longest guaranteed 0% limit, as this will help you throughout your time at university in case loans or accommodation don’t arrive on time or in case you buy too many drinks at the bar one night. However, other banks offer freebies to try and entice students. The main catch is a free rail card, rail cards are particularly useful for students who are living far away from home. These rail cards offer 1/3 off the usual price. Santander Many university campuses have a Santander bank on site, this […]